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Ways I Save Money in our Household Budget
Where to start with a budget Budget doesn’t have to be a dirty word. I budget our household expenses to make sure we have enough money to pay our bills and don’t overspend on extras. The first step to creating a budget is to track spending for one month. Don’t skip anything. Spent $5 on a coffee for your morning commute? Write it down (or enter it into a spreadsheet). Once you see where your money goes, you can see where you’re overspending and set up pools of money for each type of expense. I like to use a monthly Excel spreadsheet that’s already set up as a budget. You…