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And They Didn’t Even Buy Us Dinner First: Property Insurance Woes
Property insurance is necessary if you own a car or a home, especially if you have a loan or mortgage. But it’s also a flawed system that punishes you for using the coverage you’ve paid for. Surviving without health insurance is difficult, too, and I don’t even want to get into what’s wrong with the state of healthcare in the United States. Finding insurance coverage Shopping for insurance coverage is easy if you’ve never had a claim and just want to save some money. You can go online to compare rates of major and not-so-major companies and choose the one with the best price and coverage. Often, there’s a discount…
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Finances and Frugality in a World Where Everything Costs a Freakin’ Fortune
Let’s talk about some F-words (no, not that F-word). Let’s discuss finances, fortune, and frugality. I’m not a financial advisor, but I wanted to share some thoughts about money and some practices that have worked for my family. Finances Money. We need it to live, but everyone makes different amounts of it. And we all have different financial situations, systems, and priorities. Some of us budget every penny and others are comfortably wealthy or don’t care to keep track of spending. Some people spend, and some people save. Some are good at both. Then there’s debt, and credit scores, and debt-to-income ratios. What’s good debt vs. bad debt? Do you…
